Hi Scott,
When you have a SD card installed with a Garmin/GPX directory the ability to select another director "..." box is missing . So the only way to get to your "saved tracks" is to pull the SD card or use explore. Can the "..." box be added to the menus when the SD card is in?
The Garmin saves tracks to its Garmin/GPX director it won't save to the SD card. When I'm out in the field I like the ability to upload new tracks to the garmin from my phone. If the SD card is installed when it is plugged into my Android phone I can only see the SD card, I use the SD card for my maps. So I have a Garmin/GPX folder I can upload tracks to. Then when I'm back at home I have to pull the SD card to get to any tracks recorded in the field and remember to reinstall the sd card before heading back out.
Thanks
-Gary